Have you had kidney stones in your medical history? Or do you currently suffer from kidney stones? iLL can help to arrange life insurance cover if you suffer from kidney stones. Our unique comparison service and network of approved impaired insurance specialists can help you to locate the best deal for kidney stones life insurance.
Kidney stones are small lumps found inside the kidneys or the ureter (a tube that connects the bladder to the kidneys). The stones can develop in either or both kidneys. Kidney stones are most common in people between the ages of 30 and 60. Kidney stones are very painful and can lead to infections in the kidneys if they are left untreated.
Symptoms of kidney stones include vomiting and nausea, severe pain in the sides (near the kidneys), and pain in the abdomen. Small kidney stones are usually removed through urination. Kidney stones are caused by a build-up of waste products inside the kidneys. Over time, these waste products crystallise to form a hard lump, or 'stone'. Causes of kidney stones include not drinking enough liquids, medications, or medical conditions which can result in kidney stones.
When you apply for kidney stones life insurance, you will need to detail the number of times you have suffered with kidney stones and the impact this has had on your health. Some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for kidney stones life insurance, and need to assess their level of risk. If your kidney stones occurrence was a one-off, you're likely to be offered standard rates for cover. If you have struggled with repeated incidents of kidney stones, you may find it more challenging to find affordable premiums. With iLL, you can compare the market and find the right insurer for your personal circumstances.
If you have a medical condition like recurring kidney stones, you should expect to pay higher premiums than a person with no health conditions at all. If however you have only suffered from kidney stones once and it was a one-off occurrence with no further health complications, it is likely that you will be accepted for cover on standard terms. This will however depend on the severity of your kidney stones, and whether there have been any complications with your kidneys as a result.
Prices from insurers will vary depending on who you speak to, which is why iLL is the best place to find the best impaired kidney stones life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If there is a greater likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. Getting your quote couldn't be simpler.
Get your Kidney stones life insurance quote
iLL works with many of the UK's leading kidney stones life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one kidney stones life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Kidney stones life insurance quote
Many people with kidney stones lead normal, healthy lives with typical lifespans. If you are applying for critical illness cover and you have kidney stones in your medical history, you will need to detail when and how they occurred, and the severity of them. If you experienced a one-off occurrence of kidney stones with no further complications or need for treatment/medications, it is likely you will be offered cover on standard terms. If your kidney stones repeatedly return and cause you complications and you have required treatment or even surgery, you may be offered cover with higher premiums.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our quick form to get matched with a quote from the right approved and vetted insurer today. iLL does the hard work for you by comparing the market for the right insurer.
iLL saves you money and makes the buying of life insurance as quick and simple as possible. To obtain your free quotes for kidney stones life insurance, fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners. iLL helps you find the right policy at the best price.